Take care of what’s important and protect your family’s future.
Caring for those that matter most to you is a part of being human. That’s why life insurance should play a key role in your life plans and financial wellbeing.
- Protect your loved ones Find peace of mind knowing if anything unexpected happened to you, your family will be protected financially.
- Secure your future Rest assured that if you were permanently injured or no longer able to work, your financial future is safe.
- Live your best life Stress less about what may happen, focus on the things that matter most and move forward with confidence.
It's more than just death cover
Life Insurance
Support and peace of mind for people facing the consequences of death and terminal illness.
Income Protection Insurance
Income Protection gives you a regular payment while you’re unable to work due to injury or illness.
Total and Permanent Disability Insurance
Provides protection if you’re permanently unable to work due to injury or illness.
Trauma Insurance
A lump sum payment to help you and your family cover medical and living costs – so you can focus on recovery.
The value of life insurance
It can provide financial security for your family in the event of your death. Life insurance can help to cover funeral costs, medical bills, and other expenses that may arise.
It can also provide a source of income for your family in the event of your death, allowing them to maintain their lifestyle and continue to pay bills.
Income protection insures your income and protects your lifestyle
It pays you a benefit if you are unable to work for a period of time because of illness or injury. Income protection insurance covers you for a percentage of your pre-tax income and provides regular payments until you can return to work or for an agreed period – whichever is sooner.
Secure your future
If you become permanently disabled due to illness or injury, a TPD insurance pay-out can help protect your financial well-being by covering expenses such as:
- Medical treatment and rehabilitation costs not covered by Medicare or your private health fund
- Modifications to your home to improve accessibility
- A carer or other support
- Covering debts and living expenses while you are unable to work
What is Trauma Insurance?
Trauma insurance can sometimes be called 'critical illness' or 'recovery insurance' and pays a lump sum amount if you suffer a critical illness or a serious injury.
This can include advanced cancer, or having a major heart attack or stroke. Trauma insurance does not typically cover mental health conditions.
HOW TO GET METLIFE INSURANCE
Contact your financial adviser today for more information.
Need an Adviser?Insurance Resources
Life insurance can be your safety net when things go wrong. Here are some lesser known things about life insurance to help you make an informed choice.