MetLife Protect
If you purchase insurance through your financial adviser, you are purchasing our retail insurance product, MetLife Protect. If you don't have an adviser, we can help you find one.
MetLife Protect lets you build insurance cover over time to suit your changing needs.
It’s flexible, so you can simply add the ‘optional extras’ to your existing policy, that matter to you – such as the Specified Events Option, to provide additional financial support in case of accidental injury, or Individual Extras, to increase your trauma benefit for certain trauma conditions.
And most importantly, it allows you the unique option to pay for some of your policy through your super.*
MetLife Protect + Optional Extras
Life Cover +
A lump sum paid to your chosen beneficiary if you pass away
Income Cover +
A percentage of your wage paid if you can't work due to injury or illness
Total and Permanent Disablement +
A lump sum paid if you become totally and permanently disabled
Introducing 360Health
When you hold an insurance policy wth MetLife, you automatically get access to a range of health services so you can have more healthy days.
Product Disclosure Statement
Download and read the MetLife Protect and MetLife Protect Super Combined Product Disclosure Statement and Policy Terms (prepared 2 February 2025)
Target Market Determination (TMD)
For the class of consumers whom MetLife Protect and MetLife Protect Super is likely to be suitable for, and any conditions around how the product can be distributed, download and read the TMDs for MetLife Protect (prepared by MetLife Insurance Limited) and MetLife Protect Super (prepared by Equity Trustees Superannuation Limited).
Contact your financial adviser today for more information.
Paying for some of your policy through your super
*For the policy to be funded through super, it needs to be structured inside super, either through your Self-Managed Super Fund (SMSF) or you can be a member of the MetLife Australia Superannuation Fund. MetLife Protect Super is our insurance inside super policy and accepts tax-paid rollovers from your nominated superfund. For a SMSF-owned Policy, only personal contributions can be accepted.
Our insurance products
Discover MetLife's other insurances and see how we can help you protect the ones you love
MetLife is committed to upholding key industry standards as we transition our industry association membership from the Financial Services Council to the Council of Australian Life Insurers in the first half of 2023. MetLife will continue to comply with the Life Insurance Code of Practice and life insurance industry standards as we serve and support our customers. More information on the Council of Australian Life Insurers can be found at cali.org.au
** The automatic adjustment of your insurance premiums according to changes in the cost of living or another economic indicator, especially to compensate for inflation.
† up to 90% - based on individual customer scenarios.